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# How Fast Do Visa, Mastercard and MobilePay Refund Deposits?
- URL: https://resources.getvolt.dk/articles/how-fast-do-visa-mastercard-mobilepay-refund-a-festival-deposit/
- Published: 2026-08-07T12:10:21.000Z
- Updated: 2026-08-11T12:21:59.000Z
- Description: Volt refunds your festival deposit in about 14 weekdays. Here's how much of that wait is Volt, and how much is Visa, Mastercard, MobilePay, or your bank.
- Author: The Volt Team
- Tags: article, Charging, For Festival Goers

Your Volt Charger deposit is refunded to the same card within about 14 weekdays of returning it. That number covers two different clocks running one after another: how fast Volt processes the return, and how fast your card network and your bank move the money once Volt has sent it. Here is what actually happens in each stage, and which part is genuinely out of Volt's hands.

## The two clocks: Volt, then your bank

When you return a Volt-Charger, Volt's own process is the first clock. The refund gets logged and sent to your card network. That is the part Volt controls and the part the \~14 weekday figure is built around.

The second clock starts once the network has your refund: the card network has to route it to your issuing bank, and your bank has to post it to your account. Neither Volt nor any other merchant controls that second half. That is why two festival goers who return their charger at the same booth on the same day can still see the money land on different days.

## What Visa says about its own refund timing

Visa's own payment processing documentation is specific about this: once a merchant sends a refund, Visa's network typically transmits it to the issuing bank the same night. From there, Visa states refunds generally post to the cardholder's account **2 to 30 days** after the merchant issues the refund, and the exact date is set by the issuing bank, not by Visa or the merchant.

In practice that means the network side of a Visa refund is fast. The spread comes almost entirely from how quickly your own bank chooses to post incoming credits.

## Mastercard: no public number, same mechanic

Mastercard does not publish a consumer-facing refund timeframe the way Visa does. Its public documentation covers chargebacks and disputes (a different process, with its own much longer timelines), not a standard merchant-initiated refund like a returned deposit. Where a clear number exists is from payment processors handling both networks: Stripe's own documentation for refund tracing states that a customer typically sees a card refund **5 to 10 business days** after it is sent, "depending on the bank." That range holds across card networks, Mastercard included, for the same reason as Visa: the network moves the instruction quickly, and the issuing bank sets the actual posting date.

## MobilePay: the fastest of the three, most of the time

For festival goers paying with MobilePay rather than a card, Vipps MobilePay's own support page gives a tighter window: refunds normally reach the customer's account within **2 to 3 banking days**, though it can take up to **10 days** depending on the banks involved on both ends of the transfer. MobilePay is a Nordic-specific method, so this number is the one most relevant to festival goers at Volt's Danish events.

## Typical refund window, by network

| Payment method | Typical time once the refund is sent                                                    | Source                                      |
| -------------- | --------------------------------------------------------------------------------------- | ------------------------------------------- |
| Visa           | 2-30 days (network same night, bank sets the posting date)                              | Visa's own payment processing documentation |
| Mastercard     | No published consumer figure; processors report 5-10 business days across card networks | Stripe's refund documentation               |
| MobilePay      | 2-3 banking days typically, up to 10 days                                               | Vipps MobilePay's own support page          |

## So how much of the \~14 weekdays is Volt?

Not much of it, most of the time. If your bank posts a Visa or Mastercard refund within its usual 5-10 business day window, and Volt's own processing adds a few days on top, the \~14 weekday figure already has room built in for the slower end of what banks actually do. If your refund is running past 14 weekdays, the most useful first move is checking with your own bank, since the network side of the transfer is normally the fast part.

## FAQ

Why does my friend's deposit refund show up faster than mine?

Because you likely used different banks. Once Volt sends the refund, your bank and their bank each set their own posting time, and that is the part that varies most.

Does paying with MobilePay get my deposit back faster than a card?

Often, yes. MobilePay's own support page states a typical window of 2-3 banking days versus the wider 5-10 business day range card processors report for Visa and Mastercard refunds, though MobilePay can also take up to 10 days depending on the banks involved.

Can Volt speed up my refund once it has been sent?

No. Once Volt sends the refund to your card network or MobilePay, the posting date is controlled by your bank, not by Volt. This matches what Visa's own documentation says about refunds generally: the merchant and the network cannot expedite the issuing bank's side.

What is Volt's own deposit amount and refund window?

150 kr for the Volt-Charger plus 25 kr for the cable, or 175 kr for the Self-Service Charger with an integrated cable, refunded to the same card within about 14 weekdays of return. See [Volt Charging Service cost and deposit](https://resources.getvolt.dk/articles/does-volt-refund-your-festival-powerbank-deposit/) for the full breakdown.

If you are past the normal window and the refund still has not shown up, see [what to do if your Volt deposit refund is missing](https://resources.getvolt.dk/articles/volt-deposit-refund-missing-what-to-do/) for the reference-number path to trace it with your bank.

If you are still deciding between a swap pass and pay per use for your next festival, see [swap pass or pay per use: which one fits your festival plan](https://resources.getvolt.dk/articles/swap-pass-or-pay-per-use-which-one-fits-your-festival-plan/). For the full charging lineup, head to [Volt Charging Service](https://resources.getvolt.dk/services/charging/).